After a loss

Start with what matters now. Let the rest wait.

Use free official sources to find possible policies, benefits, and property. HonorVale does not collect Social Security numbers, policy numbers, identity documents, or death certificates.

Free official searches

Places a family may want to check

Life insurance policy search

Use the free NAIC locator. Participating insurers contact a beneficiary directly if they find a match.

Open official source

Employer or union benefits

Contact the employer or union benefits office and ask about group life, AD&D, pension, and final-pay benefits.

New Jersey unclaimed property

Search the official New Jersey Treasury site. The state does not charge to search or claim property.

Open official source

Other states’ unclaimed property

Search states where the person lived or worked through the multi-state MissingMoney service.

Open official source

Old retirement plans and pensions

The Labor Department says its search cannot search for a deceased spouse; contact former employers or unions, and check PBGC for certain terminated private plans.

Open official source

Banks, credit unions, and safe-deposit records

Ask known institutions what documentation and authorized-estate contact they require. Do not put account numbers here.

Searching is free. Be cautious of companies that charge to find unclaimed money. Enter required identity information only on the official service’s own website.